RENTERS INSURANCE

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer — and you want to feel confident that your treasured possessions are not at risk in the event of theft or damage. A renters insurance policy can covers your personal property against theft or damage, even if you are away from your home.
A renters insurance policy can protect against certain bodily injury and property damage claims for which you are liable. Legal defense may also be provided in the event you are sued after a covered loss, subject to the limits you have selected.
For small additional premiums, the following can be added to your renters insurance, at a level that fits your needs:

• Full value coverageon your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

• Medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault.