Home & Auto Insurance in Antioch, California

Protect Your Home and Vehicle — Your Greatest Assets

Do your home and your vehicle have the protection they need as your greatest assets? If not, we offer a wide array of home and auto insurance solutions at Circadian, independent agents service Antioch, California.

Rest Easier with Home Insurance

If your home were seriously damaged or lost, what would you do? Most people aren’t able to rebuild or replace their belongings from their own savings. You can rest easier with home insurance that was created to cover your dwelling and its interior if the worst ever happens.

The right home insurance policy covers your home in the event of vandalism, theft, fire, and many natural disasters that we experience here in California. You won’t have to use your personal savings or retirement accounts to pay for the cost of repairs or reconstruction.

A home insurance policy also protects all your personal belongings inside the home. This includes electronics, clothing, appliances, furnishings, sporting goods, and kids’ stuff.

There are many other benefits afforded you by a home insurance policy. You will receive liability protection that covers you if someone has an accident and is injured on your property. Your policy should also cover alternative living expenses, known as loss of use, if you have to live elsewhere while your home is repaired or rebuilt after filing a claim.

Auto Insurance Lets You Drive Legally in California

Next to your home, your car or truck is another large investment. You want to protect your investment as well as drive legally in California. That means you’ll need auto insurance, which is required by the state.

The minimum auto liability insurance in California is:

- 1. $15,000 for injury or death to one person

- 2. $30,000 for injury or death to more than one person

- 3. $5,000 for property damage

When helping our clients in Antioch with auto insurance, we typically recommend getting full coverage rather than just the minimum liability insurance. We find most people depend on their vehicles for school, work, errands, and more, so having this additional coverage minimizes loss of transportation after an accident or other incident.

Full coverage auto insurance includes both collision and comprehensive coverage. Collision coverage reimburses you if your vehicle needs to be repaired or replaced after an accident where you are at fault or after an encounter with an uninsured motorist. Comprehensive insurance covers your vehicle for theft, vandalism, and damage by fire or storms.

Don’t Risk Going Without the Proper Insurance

We don’t want you to drive without the proper insurance or let your home go unprotected. Call us today at 925-417-8500 or get in touch online to explore your options, or request a quick quote online. You will enjoy our personalized service, and you’ll feel better knowing your life’s biggest investments are protected.