Home & Auto Insurance in Oakley, California

Protect Your Home and Vehicle the Right Way

You’ve worked hard for your home and your vehicle, and you want to protect them the right way with home and auto insurance from Circadian, your independent agents of choice in Oakley, California.

Home Insurance Lets You Rest Easier

Have you worried about what you would do if something ever happened to your home? If you’re like most of our clients in Oakley, you would not have the financial resources to rebuild your home or replace your valuables. Fortunately, home insurance lets you rest easier by protecting these assets in the event of unexpected occurrences.

A home insurance policy covers you in a wide variety of scenarios, including fire, theft, vandalism, and most natural disasters. You won’t be forced to lose your hard-earned savings or retirement funds to cover damages or rebuild your home.

Your personal belongings are also protected by a home insurance policy. This means you don’t have to worry about furnishings, electronics, appliances, clothing, and valuables.

You’ll be pleased that your home insurance policy also provides liability coverage should someone become injured on your property. Furthermore, it pays for the expense of living elsewhere if you are not able to live in your home due to damages that require repair or rebuilding.

Choose Auto Insurance for Liability and Vehicle Protection

You want to protect your car or truck just like you protect your home. In fact, minimum liability insurance is required by the state of California to register and operate a vehicle.

The minimum auto liability insurance in California is:

- 1. $15,000 for injury or death to one person

- 2. $30,000 for injury or death to more than one person

- 3. $5,000 for property damage

In most cases, we encourage our clients in Oakley to purchase full coverage auto policies. This gives you more coverage than the minimum liability insurance, which is essential if you rely on your vehicle for school, work, errands, or other activities.

Full coverage auto insurance adds collision coverage and comprehensive coverage to your liability protection. Collision coverage pays for the repair or replacement of your vehicle if you are at fault in an accident or if you are hit by an uninsured party. Comprehensive coverage protects your car or truck in the event of vandalism, theft, or damage from fire or storms.

Don’t Go Without the Insurance Protection You Need

You don’t want to be caught without the insurance protection you need for your home or your car. We’d love to talk about insurance options for your unique needs and budget. Message us online, or call us today at 925-417-8500 to learn more about home and auto insurance solutions. We’re here to make sure you’re covered for the unexpected and have the peace of mind the right policies give you.