Home & Auto Insurance in Roseville, California

Your Most Valuable Assets Deserve the Right Protection

With your home and your vehicle being your most valuable assets, you want to give them the right protection. You’ll find an enormous selection of home and auto insurance solutions in Roseville, CA with Circadian, independent agents serving your area.

You’ll Have Greater Peace of Mind with Home Insurance

Have you ever thought about what you would do if something happened to your home? Most of our clients would not be able to rebuild or replace their personal belongings out of their own pockets. Fortunately, home insurance is available to cover your dwelling and its interior in case of a variety of unexpected events.

A home insurance policy protects your home in the event of fire, storms, many natural disasters, vandalism, and theft. You won’t be forced to tap into your retirement or savings funds to cover repairs or reconstruction.

All of your personal belongings in the home are also covered by a home insurance policy. That includes appliances, electronics, furnishings, clothing, sporting goods, and more.

You will appreciate the other benefits a home insurance policy gives you. It offers liability protection if someone is injured on your property. It also covers alternative living expenses, also known as loss of use coverage, if you cannot live in your home during the time that it’s being repaired or rebuilt.

The Right Auto Insurance Is Essential

Your car or truck is certainly another large investment. You want to protect that investment and also drive legally in the state of California with auto insurance. Liability coverage for your vehicle is required in the state of California.

The minimum auto liability insurance in California is:

- 1. $15,000 for injury or death to one person

- 2. $30,000 for injury or death to more than one person

- 3. $5,000 for property damage

We typically recommend adding to the minimal auto coverage for our clients in Roseville. Liability coverage does not cover your vehicle if you are at fault in an accident or in a collision with an uninsured motorist. If you’re like most folks who rely on their vehicles for work, school, shopping, and other essentials, having full coverage auto insurance can make sure disruption to your life is minimized after an accident or other damage to your vehicle.

Full coverage includes collision insurance, which covers your vehicle for repairs or replacement after an accident. You get your life back on track soon without having to pay for everything on your own. Comprehensive insurance protects your car or truck if it is stolen, vandalized, or damaged by things like fire, storms, or natural disasters.

Give Your Investments the Protection They Need

You can give your hard-earned investments the protection they need with auto and home insurance from Circadian. Call us today at 925-417-8500 or get in touch online to explore your options. You’ll like our customized approach to insurance and our wide array of insurance products. And you’ll enjoy the peace of mind that comes with knowing your big investments are covered.